Find the best Housing Loan rates in Sri Lanka

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Bank Home Loan Product Interest Rate Monthly Repayment

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Last Update Date :- 2020-09-29

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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Disclaimer

The values shown above are estimates only. The interest rate applied for the above calculation is the 5 year fixed housing loan interest rate and is subject to the assignment of salary to the bank. The final interest rate will be determined by the bank upon receipt of your supporting documents and evaluation.

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Frequently asked question about Home Loan

Know what question the users frequetly asks about Home Loan and Calculator


What is a home loan?

A home loan or a mortgage is a type of loan (monetary advance) offered to a buyer for buying a residential property. The home buyer is responsible for paying the loan back to the financial institution on an instalments basis. Typically, the property purchased using the loan is considered as collateral (security) in an event where the homebuyer is unable to pay the loan back.

What are the requirements to satisfy to apply for a loan?

Up to which age can I apply for a home loan?

What is the maximum repayment period offered for home loans?

What documents should I submit when applying for a home loan?

What is the interest rate charged for housing loans?

How do I obtain a Housing Loan Guarantee from EPF?

From which banks can I apply for an EPF Housing Loan Guarantee?

Who are eligible for an EPF Housing Loan Guarantee?

What is the minimum down-payment for a housing loan?

How much disposable income should I have for the loan?

What are the requirements for non-resident Sri Lankans to apply for a housing loan?

Through which currencies can I make payments for this loan?

Who is eligible to apply for a loan under the professional category?

What are the housing loans for government employees in Sri Lanka?